Benefits account for the largest cost expenditure for employers next to payroll. The complex web of plan designs, deductibles, HRAs, HSAs, co-pays, PPOs, ASOs, regulations, claims administration, COBRA, and HIPAA. makes this area difficult at best to manage.  Add to that Group Life, AD&D, LTD, 401K, and Dental!

The escalating costs of all these benefits, the consolidation of group carriers, privacy demands, and the false perception by many employees concerning what these benefits are actually worth magnify the difficulty of maintaining an appropriate balance of benefits for your workforce.

Adams works with small and large groups to design benefit packages that find the right balance in your workplace.  We can help you decide whether a fully insured plan or a self-funded plan is right for you.  We work with all group health carriers, and we work with TPAs to design truly custom plans for employers that demand the maximum amount of flexibility.

Adams specializes in the following benefit areas:

• Benefits
• Medical & Health Insurance – Fully Insured and Self-Funded
• HSA Plans
• HRA Plans
• Dental Coverage
• Life
• Disability
• Vision
• Long Term Care

Contact us today!

Kelley Horton, khorton@adamsins.com