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modifier
NCCI changing mod formula in 2013: How will this impact you?
Contractors have been seeing their modifiers rise regardless of good loss history due to the relative experience in Texas. Texas contractors are working safer and having fewer claims overall. This lowers the expected claims and can increase your modifier even though you have not had any accidents. Read more
Our Claims Are Down! Why is Our Modifier Going Up?
This question is striking fear in the hearts (yes, we have them) of insurance agents and brokers across Texas. In fact, “Explaining how a modifier is calculated” ranked #487 on the 2007 list of 500 things agents and brokers love about their business. Of course, that does not apply to John Prince. He loves explaining how a modifier is calculated. Seriously. You can reach him at 1-800-438-8346, but don’t call him unless you really want to know. Read more